What qualifications do I need to be a mortgage adviser?

23 April 2020

Child in bow tie and braces

If you are considering a career as a mortgage adviser, our advice is… go for it! Once qualified and practicing you will discover a satisfying vocation which offers highly lucrative job opportunities.

Entering this exciting profession is also simpler than you might think. With the correct mortgage adviser qualifications you will hit the ground running with the best possible start to your new career.

Mortgage advice qualifications

As you plan ahead to your new career, the first step is getting the right credentials. You should pick courses which lead to FCA mortgage advice qualifications. These industry recognised, highly regarded courses will ensure:

  1. You can legally offer mortgage advice to clients.
  2. You have received full and proper training, giving you the knowledge needed for your new job.
  3. You enter the workplace confident of your skills.
  4. You hold valuable certificates which are recognised by employers and clients alike.

Where do I start?

Beginning your journey to becoming a mortgage adviser is simple: it all starts with a Certificate in Mortgage Advice and Practice (CeMAP).

This entry level course teaches you everything you need to start practicing as a mortgage adviser. While teaching knowledge about the industry, mortgage law, products and much more, it also prepares you with the skills you need to confidently begin working.

In a nutshell, this single qualification, comprising of three modules, is your ticket to a new career.

Training options

We offer different CeMAP training options to support your preferred learning methods.

Some students absorb information best in a classroom environment, with an experienced, knowledgeable tutor teaching the course content. Others prefer distance learning, studying online wherever and whenever it suits them.

However you choose to study, you will have access to the same high quality course materials and the support of staff whenever you need it.

Developing your skills

Once you hold a Level 3 CeMAP qualification, you are ready to begin working. However, you may choose to continue studying and add to your CV with further mortgage adviser courses.

Perfect options for further study include:

  • Level 4 CeMAP Diploma

This advanced course is the next step from your Level 3 CeMAP qualification, with the added Mortgage Advice module (AMA) – designed to help you provide high-quality, ethical advice to your clients.

  • AdviserSkills

This soft skills course teaches you the essential practical skills for the day to day job role. It builds upon the CeMAP offering a great opportunity for career progression.

  • The Certificate in Regulated Equity Release (CeRER)

This FCA recognised qualification prepares you with everything you need to advise on equity release. It partners the CeMAP perfectly and allows you to diversify your skills, boosting your earning potential.

Mortgage advice as a career

If you are still unsure about what is actually involved in a career in mortgage advice, allow us to introduce you to the profession.

What will my day-to-day job be?

As a mortgage adviser you will talk to clients about their goals, learn about their financial situation and then recommend mortgage products based on your own research. It is a position of great responsibility as clients will make big financial decisions based on your advice. That is why it is extremely important that your advice is backed by specialised qualifications.

How will I be employed?

You can work as an independent mortgage adviser or find employment at places such as banks, building societies and mortgage brokerages.

How much will I earn?

The amount you earn will depend a lot on the employment you choose. However, mortgage advisers have a high earning potential. The CeMAP course is a comparatively very small financial investment when you consider how much your new skills and knowledge could earn you.

What else do I need?

To complement your mortgage advice qualifications it is important that you hold a few more skills and attributes in order to succeed in this demanding sector.

  1. It is important that you are empathetic. Your clients will place an enormous amount of trust in your advice and make huge financial decisions based on what you say. If you truly care about them and understand their situations, your advice is likely to be better.
  2. Similarly, you must be honest. For example, raising your clients’ hopes of achieving mortgages that they cannot afford will only backfire in the long run. Building trust is important if you hope to be successful.
  3. Accuracy is extremely important in your work as a mortgage adviser. Any errors in calculations could dash the hopes of clients and ruin your professional relationship.

Find out more

If you are interested in studying a CeMAP or any other mortgage advice qualifications, we are here to help. Our popular courses have fantastic rates of success and we offer training options to support different kinds of learning.

Get in touch to discuss how we can help, or book onto a course today. You could be starting your brand new career sooner than you ever thought possible.

Simply Academy is accredited as a trusted partner by The London Institute of Banking & Finance
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Simply Academy awarded the Highest Rated Courses Brilliance Award 2019 from CourseCheck
Simply Academy is FSQS (Financial Services Qualification System) registered

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