Buy now pay later
Apply for finance and spread the cost of your training
Finance Your Course with Payl8r
Spread the Cost of Your Training
Invest in your future without paying the full course fee upfront.
Simply Academy has partnered with Payl8r, an FCA-regulated finance provider, to help eligible students spread the cost of their course and exam fees through affordable monthly payments.
Whether you're starting a career in Financial Services or looking to progress professionally, Payl8r makes it easier to begin your studies when you're ready.
You'll complete your secure finance application directly with Payl8r.
The application opens in a new browser window and usually only takes a few minutes.
How It Works
Applying for finance is quick and straightforward.
1. Choose Your Course
Select the Simply Academy course you'd like to study.
2. Apply with Payl8r
Click the Apply with Payl8r button to complete your secure online finance application directly with Payl8r.
3. Receive a Decision
Payl8r will assess your application and provide a lending decision, subject to their eligibility, affordability and credit assessment.
4. Start Your Learning
Once your finance has been approved, Simply Academy will confirm your enrolment and help you begin your studies.
Why Finance Your Studies?

Studying is an investment in your future. Finance can make it easier to begin your qualification today while spreading the cost over manageable monthly payments.
Benefits include:
- Spread the cost of your course and exam fees.
- Quick and secure online application.
- Flexible repayment options available through Payl8r.
- Fast lending decisions.
- No need to delay starting your qualification.
Why Choose Simply Academy?
When you study with Simply Academy you'll benefit from:
Over 19 years' experience delivering Financial Services training.
More than 25,000 successful learners.
Industry-recognised qualifications.
Flexible learning options.
Expert tutor support throughout your studies.
You'll complete your secure finance application directly with Payl8r.
The application opens in a new browser window and usually only takes a few minutes.
Frequently asked questions
Who provides the finance?
Finance is provided by Payl8r. Simply Academy introduces students to Payl8r, but all finance applications, lending decisions and finance agreements are completed directly with Payl8r.
How do I apply?
Simply click the Apply with Payl8r button on this page. Your application will open securely on the Payl8r website in a new browser window.
Will applying affect my credit score?
Payl8r advises that an initial eligibility check uses a soft search which will not affect your credit score. Should your application proceed, additional checks may be carried out in accordance with their lending process.
Who is eligible?
Eligibility is determined by Payl8r. Applications are subject to status, affordability and credit assessment.
What can I use finance for?
Finance is available on eligible Simply Academy courses and associated exam fees. If you’re unsure whether your chosen programme qualifies, our Student Support Team will be happy to help.
Not sure which option is right for you?
Our friendly Student Support Team can answer any questions about your course or the Payl8r finance application.
If you’re unsure whether finance is right for you or have questions about your course, our Student Support Team is here to help.
0808 208 0002 (freephone)
Monday to Friday | 9:00am – 5:30pm