BUY NOW PAY LATER

Rates from 0% APR with payments as low as £10 per month!

Apply for finance and spread the cost of your training with monthly direct debit payments.

You can apply online – it’s quick, easy and you’ll get an instant decision.

  • Choose Pay by Finance upon checkout
  • Your application is processed instantly
  • Repayments start 1 month after you book your course

Simply Academy has teamed up with Deko to offer you alternative payment methods for the courses which we provide.

Finance is available for the majority of our qualification courses and is offered at a standard rate starting at 0% APR. You can choose to spread the payments over a period of 6 to 36 months.

If you are interested in paying for your course with finance, simply select “Finance” upon checkout and you will be directed to Deko where you can make your application online and receive an instant decision. Once you have been approved, pay the deposit for your course and we will send out all your confirmation details and joining instructions.

Please note that these finance options are available both online and over the telephone, therefore should you prefer to complete your application by speaking to one of our student support officers, feel free to call us on 01279 874 430 (Monday to Friday between 9am and 5.30pm).

Finance Options

Unfortunately your browser is too old to use our online Finance Calculator and Application Process. Please call us on 01279 874 430 (Monday to Friday Between 9.00 & 5.30) and we'll be able to process your application over the phone.

Finance Options

Step 1: Choose your Qualification

Step 3: Select your Finance Options

50%

Selected options

Cost:

Deposit:

Amount of Credit:

Duration of agreement:  

APR:

Monthly Installment:

Total Repayable:

Total Interest:

FAQs

How do I apply?

  • You can apply on our website

When will I know the decision?

  • Once you have completed the application the decision is instant.
  • If your application is declined you will have the option of choosing an alternative method of payment.

Is a deposit required?

  • Yes, a minimum 10% deposit is payable by credit or debit card to confirm the finance agreement

How are my monthly payments paid?

  • All monthly payments are paid by direct debit from your personal bank account. Typically the first payment will be due one month after the start date of your course and subsequent monthly payments will be due every month for the length of your term on that day of the month.

What are the requirements to apply for finance?

  • You must be aged 18 or over
  • You must have a UK bank or building society account
  • You’ve been a permanent UK resident for at least 3 years
  • You are employed at least 16 hours a week

Do I need to have any documents with me when I apply?

  • Yes you will need to have available the following
    Proof of identity
    Your bank details
    Method of payment for the deposit
    You may need to have proof of address and/or current utility bill

Can I use the finance option to pay for more than one course?

  • Yes, you can bundle courses together under 1 finance agreement. Simply call our office on 01279 874 430.

Is there a cooling off period?

  • Yes. This is a regulated industry and as such there is a 14 day cool off period. If you wish to continue with the course you will need to pay for the course in full using an alternative method. You should be aware of our cancellations policy within our terms and conditions as you may not be able to cancel the course depending on how much notice you give us.

Can I pay my agreement off early?

  • You have the right to repay all or part of the credit early at any time. Please contact Deko directly to discuss this.

Who do I contact if I have any questions / problems regarding finance?

  • Finance is provided by our partners Deko. For any questions relating to the finance offer and/or your application, please contact Deko directly using the details below:- 

Deko
Telephone: 0800 021 7150
Email: [email protected]
https://www.dekopay.com/contact

Deko is a trading name of Pay4Later Ltd who act as a credit intermediary. They are registered in England and Wales (company number 06447333) and authorised and regulated by the Financial Conduct Authority (register number 728646). Finance is provided through the Deko platform by a number of lenders. You will be offered the best rate available based on your credit history and the lenders’ credit decision policies. For more information please go to www.dekopay.com/faq or visit www.dekopay.com.

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