Certificate in Mortgage Advice & Practice (CeMAP) Level 3
Simply Academy offers a range of CeMAP training courses designed to meet your individual needs.
Your Gateway to a Career in Mortgage Advice
The Certificate in Mortgage Advice and Practice (CeMAP) is the benchmark Level 3 qualification designed for anyone looking to start a career in mortgage advice. It gives you the core knowledge and confidence to provide professional, FCA-compliant guidance to clients on mortgages and related protection products.
Whether you’re exploring a new career path or aiming to build on your existing skills, CeMAP offers a clear and accessible route into the Financial Services industry. It’s widely recognised by employers and can open doors to roles with banks, building societies, mortgage brokerages and specialist lenders.
CeMAP Financial Services training courses cover key topics such as the UK financial system, mortgage products, regulation and the advice process. You’ll develop a solid foundation of knowledge as you begin your journey as a qualified Mortgage Adviser.
If you’re ready to take the first step towards a rewarding and client-focused career, CeMAP provides the essential starting point to help you succeed.
Qualification Overview:
The Certificate in Mortgage Advice and Practice (CeMAP) is awarded by LIBF and consists of three modules.
Module 1
Financial Services Regulation and Ethics (FSRE)
This module provides a solid foundation in the UK financial services environment.
- Unit 1: Regulation, legislation and key parties
- Unit 2: Advisers, clients and ethics
Assessment
Exams for each unit can be sat separately online (1 hour each)
Each unit is assessed by 25 MCQs and 3 case studies with 5 associated MCQ’s each.
The pass mark for each unit is 70%
Module 2
Mortgages (MORT)
You will gain a thorough understanding of the mortgage application process, including the range of available mortgage products and the potential challenges borrowers may encounter after completion.
- Unit 1: Mortgage law, practice and application
- Unit 2: Mortgage products and post completion
Assessment
Exams for each unit can be sat separately online (1 hour each)
Each unit is assessed by 50 MCQs.
The pass mark for each unit is 70%
Module 3
Assessment of Mortgage Advice Knowledge (ASSM)
You will consolidate the knowledge gained in Modules 1 and 2 and develop the skills to apply it effectively in a range of practical scenarios.
Assessment
This 2 hour exam can be sat online and is assessed by 6 case studies with 10 linked multiple-choice questions each.
The pass mark for this exam is 70%
Important Notice:
With the growing demand for CeMAP qualifications, a number of low-quality and unaccredited training providers have begun promoting courses often at heavily discounted prices via platforms such as Google and Groupon. These courses may be missing essential content, may not reflect the latest syllabus updates and are frequently delivered by providers with little or no experience in the Financial Services industry.
Choosing the right training provider is a crucial step in your career journey. To support you in making an informed choice, we’ve created a short video that explains what to look for when selecting a reputable CeMAP course. Watch it here to learn more.
Frequently asked questions
What is CeMAP?
CeMAP (Certificate in Mortgage Advice and Practice) is the industry standard qualification required to become a licensed Mortgage Adviser in the UK. Recognised by employers and regulated by the Financial Conduct Authority (FCA), CeMAP certification provides the essential knowledge and skills needed to give mortgage and financial advice professionally.

