Certificate in Regulated Equity Release (CeRER) Level 3

CeRER Qualificaton & Training Course

Your Route into the Equity Release Market

The Certificate in Regulated Equity Release (CeRER) is the recognised qualification for Mortgage Advisers who want to specialise in equity release. Approved by the Financial Conduct Authority (FCA), this financial services training course builds on your existing mortgage advice knowledge and gives you the skills you’ll need to support clients considering lending options in later life.

To begin studying CeRER, you’ll need to hold CeMAP or an equivalent Level 3 Mortgage Advice qualification. The course is designed for advisers looking to broaden their expertise and meet the growing demand for equity release advice in the UK.

Our flexible virtual classroom courses are led by experienced tutors, so you can study from anywhere while benefiting from live interaction and structured guidance. The content is practical and accessible, helping you apply your knowledge confidently and responsibly in a regulated environment.

If you're ready to take the next step in your career and help clients unlock value from their homes, the Certificate in Regulated Equity Release qualification is the perfect way to get started.

Qualification Overview:

The Certificate in Regulated Equity Release (CeRER) is awarded by LIBF and consists of two units.

Unit 1

Fundamentals of Equity Release 

Gain a clear understanding of the equity release market and the regulations governing the various types of schemes available.

Assessment

50 multiple-choice questions
Duration: 1 hour
Pass mark: 70%

Unit 2

Equity Release Solutions

You will be able to apply appropriate equity release solutions tailored to the individual circumstances of your customers. You will develop an understanding of the various equity release products, their key features, and their suitability for different client needs.

Assessment

3 case studies each with 10 linked multiple-choice questions
Duration: 1 hour
Pass mark: 70%

Course Structure

Course Structure<

As a student attending our CeRER Virtual Classroom course, you will gain a comprehensive and practical understanding of the equity release market, equipping you with the knowledge and skills needed to advise clients confidently and compliantly.

You will explore the different types of equity release products available, including lifetime mortgages and home reversion plans. The CeRER course covers their features, benefits, risks and suitability for a range of client circumstances. The course also covers the regulatory and legal framework surrounding equity release, ensuring you understand the compliance requirements and ethical responsibilities involved in this specialist area of advice.

This intensive 2-day course is led by expert tutors with real industry experience. These equity release training courses are interactive and engaging, with practical case studies, exam preparation tips and detailed discussions designed to consolidate your knowledge and help you apply it effectively.

By the end of the course, you will have a strong grasp of the regulatory environment, product offerings and advice process specific to equity release. You will be fully prepared to sit your CeRER exam with confidence and expand your advisory services.

Most students complete the CeRER qualification within a few weeks of attending the course.

+ Course & Exam Fees
Module
Duration
Course Fee
Exam Fee

Certificate in Regulated Equity Release (CeRER)

2 Days

£300+VAT

£265

Certificate in Regulated Equity Release (CeRER)
Duration: 2 days
Course Fee: £300+VAT
Exam Fee: £265

To achieve CeRER, you must have completed CeMAP or equivalent mortgage advice qualification.

Customer Reviews

We use Coursecheck to collect feedback from everyone we train, so you can see for yourself what customers say about us.

Indravadan P | 13 October 2025

David has lot to offer and is incredibly talented. Thoroughly enjoyed the course and hope to see David in CeMap 2&3.

Ian D | 13 October 2025

Terry was a brilliant teacher, providing us with all the knowledge required by making it interesting and enjoyable.

Holly B | 28 September 2025

I booked this course as a career changer new to the industry in hope that it would suitably and swiftly prepare me to undertake my CeMAP 1 exam. The trainer (Luke) was light hearted and personable, explained all aspects very clearly and covered all required information in a manageable way. Having no former experience aside of this course I took my ...

Why Study with us?

Simply Academy is among a select few training organisations worldwide that hold Trusted Partner Status, the highest accolade awarded by LIBF, the awarding body of the CeRER qualification. Achieving this status requires an organisation to demonstrate that they provide the highest quality of training and customer service within the Financial Services sector.

Confidence

Confidence

Over 25,000 people have studied with us.

Knowledge

Knowledge

Our training consultants are amongst the most knowledgeable in the industry.

Trust

Trust

We are government backed and approved by professional institutions.

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Frequently asked questions

What is the Certificate in Regulated Equity Release (CeRER)?

CeRER is a specialist qualification for qualified Mortgage Advisers who want to offer advice on equity release products, including lifetime mortgages and home reversion plans. It is awarded by LIBF.

Who can study for the CeRER qualification?

CeRER is designed for individuals who already hold a Level 3 Mortgage Advice qualification, such as CeMAP. It is ideal for Mortgage Advisers looking to expand their services into the growing equity release market.

How is the CeRER course delivered?

Our CeRER course is delivered by experienced tutors via a live Virtual Classroom. The two day course includes interactive learning, case studies and exam preparation to help you succeed.

How much does the CeRER qualification cost?

The course fee covers the training only. The CeRER exam fee is £265, which can be paid directly to the awarding body or added to your shopping basket during checkout for our student services team to process on your behalf.

How long does it take to complete the CeRER qualification?

Most students complete the CeRER qualification within a few weeks of attending the course. The Virtual Classroom is a two day intensive session, and the exam can be booked shortly after.

What career opportunities does the CeRER qualification offer?

Passing CeRER enables you to advise clients on regulated equity release products. This opens up new opportunities in later-life lending and helps broaden your client offering as a Mortgage Adviser.

Simply Academy is accredited as a trusted partner by The London Institute of Banking & Finance
Simply Academy is trusted by the Education & Skills Funding Agency
Simply Academy awarded the Highest Rated Courses Brilliance Award from CourseCheck
Simply Academy is FSQS (Financial Services Qualification System) registered
Simply Academy is an Ofsted Good Provider
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